What Is The Easiest Amex Card To Get?

What is the easiest card to get approved?

What Is the Easiest Unsecured Credit Card to Get Approved For?Credit One Bank Platinum Visa: The Credit One Bank Platinum Visa offers cash back with no security deposit required.

Total Visa: The Total Visa is an unsecured credit card designed for people who don’t have perfect credit.More items…•.

Which is the best Amex card to get?

Best American Express Credit CardsAmerican Express® Business Gold Card: Best Card for Businesses.The Platinum Card® from American Express: Best Card for Travel and Sign-Up Bonus.American Express® Gold Card: Best Card for Dining and Food.Blue Cash Preferred® Card from American Express: Best Card for Cash Back.More items…•

Is AMEX hard to get?

Why it’s one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

What credit card do billionaires use?

1. American Express Centurion Card. The American Express Centurion Card is the most exclusive credit card in the world and is commonly known as the original black card.

What credit card does Bill Gates use?

American ExpressIt’s just easier.” The frugal billionaire revealed that he has at least one credit card though – “I’ve got an American Express card which I got in 1964.” His empire – Berkshire Hathaway – owed 17.9% of American Express as of the end of 2018.

Does American Express help your credit?

In general, as long as you’re making on-time payments, either type of card can benefit your credit score. … And then, of course, your credit score will take a hit. There’s a reason American Express cards are intended for people with good to excellent credit.

Is American Express better than Visa?

1 for you. As mentioned, there are high-end Visa products, but for the most part American Express is the go-to issuer for the wealthy and free-spending. Instead, Visa is as huge as it is because its branded cards play well to the mass of consumers that sit below the elite.

What credit score do you need to get an American Express card?

750Minimum credit score Applicants need a credit score of 750 or higher to have good odds of being approved for an American Express credit card that requires excellent credit.

How can I get an American Express card with bad credit?

So you have two options: become an authorized user on a friend’s or family member’s American Express credit card account, or apply for a non-Amex credit card that’s marketed as being for people with bad credit. For the latter approach, Capital One and Discover are two good options.

Is American Express for rich?

The Platinum Card from American Express is a charge card, meaning your balance is due in full every month. This is both good and bad. As a rich person, you should have your credit card on auto pay each month. … But usually, AMEX will waive the fee once a year if you are a good customer.

Is AMEX prestigious?

American Express is one of the best-known credit card companies that was founded in 1850. … Yes if you hold Amex Black (centurion card), one of the most prestigious card. If you hold other Amex cards you will feel the difference (than holding a visa / Mastercard) but not the exclusivity.

How do I get an AMEX black card?

How Do I Get an American Express “Black Card”?Use other Amex cards.Be an active cardholder for at least a year.Charge at least $250,000 per year (though some estimates are as high as $450,000)

How do I waive American Express annual fee?

To get American Express Platinum’s annual fee waived, call the American Express retention department at 1 (800) 452-3945. State that you’re considering cancelling or switching cards because of the high annual fee.