Quick Answer: What Is The Clue Report?

How do you fix a CLUE report?

How to fix your CLUE report.

If you discover an error on your CLUE report, for example, an invalid claim report or an incorrect loss payment, you can contact LexisNexis directly by calling 888-497-0011 or 866-312-8076 and report the problem..

What does clue mean?

Comprehensive Loss Underwriting ExchangeC.L.U.E. (Comprehensive Loss Underwriting Exchange) is a claims history database generated by LexisNexis® enabling insurance companies to access consumer claims information when they are underwriting or rating an insurance policy.

How long do tickets stay on insurance?

3 yearsA regular traffic violation speeding ticket will generally remain on your record for 3 years from the date you pay the fine. A serious traffic violation speeding ticket can remain on your record for longer.

How do I find my CLUE report?

You can obtain your C.L.U.E report by calling LexisNexis Services at 1-866-312-8076. The personal reports section of the LexisNexis website also tells you how to order a copy of the report through the mail or, easiest of all, view the report online.

How long does an accident stay on your CLUE report?

seven yearsInformation remains on your CLUE report for seven years. Knowing when old accidents and claims will age out of your report can help you know when to expect a rate drop from your current insurer or to go shopping for better rates.

Who can order a CLUE report?

A C.L.U.E. report can only be requested by the owner of a property or an insurer, so if you are planning to buy a home and want to review a C.L.U.E. report, you will have to ask the owner to request it.

How do I get a copy of my LexisNexis report?

To see your report:Go online to get a request form.Call 866-897-8126.Write LexisNexis Consumer Center Attn: Full File Disclosure, P.O. Box 105108, Atlanta, GA 30348-5108.

What is a previous insurer report?

Claims information available from C.L.U.E. A Loss History Report is a record of insurance losses associated with a home or a car. … The information is generally used by insurers when they underwrite policies. If you are buying a home it is a good idea to ask the current homeowner to request a copy of the C.L.U.E.

Do insurance companies share claims history?

Yes. There are specialty consumer reporting agencies that collect information about the insurance claims you have made on your property and casualty insurance policies, such as your homeowners and auto policies. They may also collect driving records. … Keep in mind that not every agency will have information on everyone.

What does clue only mean on insurance?

Comprehensive Loss Underwriting ExchangeCLUE (Comprehensive Loss Underwriting Exchange)

How much is a CLUE report?

Consumers are entitled to one free C.L.U.E. report each year. Additional reports can be ordered at the cost of $19.95 each. Most real estate professionals would recommend this expense to their buyers or even sellers considering the importance of the information it provides.

Can I view my CLUE report online?

Thanks to the Fair Credit Reporting Act, you can get a free CLUE report for your home once a year from LexisNexis. Request your CLUE report online or by calling (866) 312-8076. There’s one catch: Only the owner of a property may access its CLUE report.

How long does a car accident stay on your record for insurance?

Do accidents affect your driving record? In addition to being potentially dangerous, stressful to deal with, and possibly getting you a traffic ticket, an accident can stay on your record for 6 years.

Will my insurance go up if not at fault?

If you’re not at fault, your car insurance rates may remain unchanged. … Your car insurance rates may remain the same if you’re not at fault, have a clean driving record or are in only a minor accident. Your insurance rates could increase if you’re at fault as the insurer assesses a surcharge.