Can my son drive my car if he doesn’t live with me?
Your child likely won’t be able to be on your policy any longer because he or she doesn’t live in your household.
If you’re the parent who isn’t listing the child on your car insurance, your child can still drive your car and be covered by your insurance.
It works just as if you had a friend borrow your car..
What happens if an unlicensed driver crashes your car?
If you get into an accident with an unlicensed driver, the insurance company of the vehicle being driven by an unlicensed driver will refuse to pay their liability or property damage. This means the unlicensed driver will have to pay the costs. … If you rear-end the car of an unlicensed driver, it will be you at fault.
What happens when you let someone else drive your car?
In most cases, if you give permission to someone else to drive your car (making them a permissive driver) and they cause an accident, your insurance will cover the costs. … If the person who was driving your car doesn’t have their own insurance, they may be on the hook financially for damages to the other party.
Can someone drive your car if not on your insurance?
Can someone else drive my car under my insurance? The short answer: Yes. Your auto insurance covers your car, not the person driving it. If someone borrows your car and crashes it, your insurance will cover the losses — however, your premiums may increase.
Why you shouldn’t let someone drive your car?
They could lose control of your vehicle and collide with another vehicle. That could put you on the hook to cover the damages. Although you may trust your friend, you shouldn’t risk your car and your insurance coverage by allowing them to drive your vehicle.